A Lender’s ‘Eyes and Ears’: Field Visits by Expert Teams Can Boost Appraisal Accuracy
06/15/2015
Thanks to the astonishing growth in the power and complexity of data-gathering technologies, the role of analytics is looming larger than ever at businesses of all types and sizes. Indeed, c-suites everywhere buzz with talk of “big data” and its ... Read More
Game Over?: Downloading Poses Threat to Video Game Stores and Related Collateral
06/15/2015
Explosions and firefights are part and parcel of today’s videogames, but a different sort of “creative destruction” is at play within the industry itself. After decades in which video games were available mostly on physical media like discs and cartridges, ... Read More
The double edged sword: Assessing the potential value of ‘ineligible inventory’
06/15/2015
Ineligible inventory – a category of assets that banks avoid lending against – can represent a double-edged sword for asset-based lenders. On the one hand, lenders know that when they don’t lend against such items as raw materials, samples, in-transit ... Read More
Teen apparel retailers embrace fast fashion
06/15/2015
Mall-based teen apparel retailers have struggled over the past few years amid growing competition from lower-priced “fast-fashion” chains such as H&M and Forever 21, as well as the likes of off-price retailer TJ Maxx and Internet players ranging from Amazon ... Read More
Value of Script Lists On The Upswing
06/15/2015
In an ongoing effort to capitalize on the rapidly expanding prescription drug market in the U.S., pharmacy operators are placing a premium on prescription volume. A given pharmacy location’s volume is represented by the prescription file — also known as ... Read More
Fracking and Shale; M&E Appraisers Need to Understand that Not All Drill Sites are Created Equal
06/15/2015
For the past several years, high-volume hydraulic fracturing (aka “fracking”) has helped the U.S. energy sector extract more and more petroleum and natural gas from shale and other deposits deep beneath the surface of the earth. The development of this ... Read More
Web-based liquidations: Best practices for a fast-growing phenomenon
06/15/2015
Just as growing numbers of traditional retailers have learned to augment their core brick-and-mortar assets by building well-trafficked e-commerce sites, liquidation firms serving the ABL industry are also mastering the nuances of leveraging the Internet as an effective sales channel. ... Read More
Know Your Boundaries: Don’t Treat Canada Like a 51st State
06/15/2015
To get a feel for how excited some Canadians are about the prospect of foreign brands entering the country, take a look at the columns of Marina Strauss in The Globe and Mail newspaper. The Toronto-based retail reporter maintains a ... Read More
After the Meltdown: Appraisals vs. Liquidation Values Have Largely Held Since 2008
06/15/2015
In the topsy-turvy period that followed the financial meltdown of 2008, the U.S. economy weathered the liquidation of thousands of companies, including big-name retailers such as Circuit City, Goody’s, Mervyn’s, Gottschalks, and Ritz Camera, to name a few. But the ... Read More
Keeping the lights on – A key to Chapter 7 recoveries?
06/15/2015
When a borrower goes into Chapter 7, it’s natural to focus on the endgame: liquidation. After all, operational concerns come to the fore only in cases involving reorganization, right? Not necessarily. Consider our largelot sale of the majority of former ... Read More